This is a real audit of the founder’s own home in McKinney.1
A big house. Read-only, providers anonymized. Yours is priced on your own meter.
134 Oncor plans checked on Sep 27, 2026 McKinney, TX · ZIP 75070
Here’s where the founder’s house stands.
Switch to Fixed 12. Save $1,127 a year.
It’s the cheapest well-rated plan for your usage, at 11.3¢/kWh all-in. After your $175 cancellation fee you still keep $723 before your contract would have ended.
We take no commission from Provider A · You enroll on their site · How we got this
Next 12 months at your usage
- Fixed 60 (yours)
- $4,228
- Fixed 12
- $3,100
All-in: 15.4¢/kWh on yours, 11.3¢/kWh on Fixed 12
- By Jun 16
- $898
- Fee
- −$175
- Pays back in
- ~2 mo
This is what Your plan + a year of Watch shows ($39/year plus tax): the plan’s name, the link to switch, every plan we compared ranked and the math. Here the providers and plans are anonymized and the links taken out. The free savings check shows how much you’d save, with your costs and the best plan’s cost on your usage, without naming or describing the plan.
Estimated from the past 12 months of usage, compared with the current plan. Before the $175 cancellation fee and our price ($39 plus tax). Actual savings vary with your usage and what your current plan costs; sometimes the right answer is to wait or stay put.
Month by month
What each plan costs at this house’s usage, Sep 2026 – Aug 2027
After Jun 16 the gap narrows: we assume you’d re-shop at a typical rate once the contract ends.
| Month | Fixed 60 | Fixed 12 | Extra you pay |
|---|---|---|---|
| Sep 2026 | $475 | $310 | $165 |
| Oct 2026 | $362 | $239 | $123 |
| Nov 2026 | $258 | $171 | $87 |
| Dec 2026 | $239 | $159 | $80 |
| Jan 2027 | $220 | $146 | $74 |
| Feb 2027 | $222 | $148 | $74 |
| Mar 2027 | $313 | $207 | $106 |
| Apr 2027 | $330 | $218 | $112 |
| May 2027 | $419 | $277 | $142 |
| Jun 2027 | $403 | $358 | $45 |
| Jul 2027 | $485 | $430 | $55 |
| Aug 2027 | $502 | $437 | $65 |
| 12 months | $4,228 | $3,100 | $1,127 |
Illustrative monthly split: the audit’s monthly estimates, scaled to its yearly totals (they summed to $4,131 and $3,103). The yearly costs and savings are the audit’s own.
Your contract
Provider E · 60 months
Fixed 60
51 of 60 months
51 of 60 months done. The fee-free window is the last 14 days, from Jun 2, 2027.
-
Signed
60-month term
Jun 2022
-
Today
$175 to leave early
Sep 27, 2026
-
Fee-free window opens
Switch with no fee
Jun 2, 2027
-
Contract ends
Then a month-to-month rate until you switch
Jun 16, 2027
Switching now pays: the fee is back in about 2 months.
Top plans for this house
4 of 134 Oncor plans, cheapest first
| Plan | Term | Next 12 mo | vs yours | Action | ||
|---|---|---|---|---|---|---|
Value 12 Cheapest Provider B 15% renewable
| 12 mo | $300 | 11.2¢/kWh | $3,084 | saves−$1,144 | |
Fixed 12 Our pick Provider A 31% renewable | 12 mo | $150 | 11.3¢/kWh | $3,100 | saves−$1,127 | |
Fixed 12 (green) Provider C 100% renewable | 12 mo | $150 | 11.3¢/kWh | $3,111 | saves−$1,117 | |
Saver 12 Provider D 30% renewable | 12 mo | $150 | 11.3¢/kWh | $3,111 | saves−$1,117 | |
| Fixed 60 Your plan Provider E | 60 mo | $175 | 15.4¢/kWh | $4,228 |
- Value 12 CheapestProvider B 15% renewable
- Problem: Poor complaint rating
$3,084
saves−$1,144- 12 mo
- $300 cancellation fee
- 11.2¢/kWh all-in
- Fixed 12 Our pickProvider A 31% renewable
$3,100
saves−$1,127- 12 mo
- $150 cancellation fee
- 11.3¢/kWh all-in
- Fixed 12 (green)Provider C 100% renewable
$3,111
saves−$1,117- 12 mo
- $150 cancellation fee
- 11.3¢/kWh all-in
- Saver 12Provider D 30% renewable
$3,111
saves−$1,117- 12 mo
- $150 cancellation fee
- 11.3¢/kWh all-in
- Fixed 60 Your plan
Provider E · 60 mo · 15.4¢/kWh all-in
$4,228
Value 12 is $16 cheaper, but its provider has a poor complaint rating.
Your plan vs. the pick
Priced on the house’s Oncor meter, Sep 2025 – Aug 2026
Yours
Fixed 60
Provider E
- Next 12 months
- $4,228
- Average month
- $352
- All-in rate
- 15.4¢/kWh
- Term
- 60 months
- To leave early
- $175
- Renewable
- 22%
Best for your house
Fixed 12
Provider A
- Next 12 months
- $3,100
- Average month
- $258
- All-in rate
- 11.3¢/kWh
- Term
- 12 months
- To leave early
- $150
- Renewable
- 31%
- Renews in Sep (peak pricing)
Your house averages 2,291 kWh a month, more than the 1,000 kWh Power to Choose ranks plans on. At your size the energy rate matters far more than bill credits.
Its 12 months
27,492 kWh metered, Sep 2025 – Aug 2026
| Month | kWh |
|---|---|
| Sep 2027 | 2,781 |
| Oct 2026 | 2,115 |
| Nov 2026 | 1,499 |
| Dec 2026 | 1,389 |
| Jan 2027 | 1,276 |
| Feb 2027 | 1,288 |
| Mar 2027 | 1,824 |
| Apr 2027 | 1,920 |
| May 2027 | 2,451 |
| Jun 2027 | 3,175 |
| Jul 2027 | 3,825 |
| Aug 2027 | 3,949 |
| 12 months | 27,492 |
Facts label at a glance
Provider A · Fixed 12 · Oncor · Sep 17, 2026 version
- Base charge
- $0 per billing cycle
- Energy charge
- 5.1¢ per kWh
- Oncor delivery
- $4.06 per billing cycle + 6.0295¢ per kWh
- Term
- 12 months, fixed rate
- Cancellation fee
- $150
The label’s average price per kWh
- 500 kWh
- 11.9¢
- 1,000 kWh
- 11.5¢
- 2,000 kWh
- 11.3¢
Figures from a real provider’s facts label (Sep 2026), provider anonymized.
Next check
Contract-end reminders are on for this house
Tomorrow morning
The plans we can verify, re-priced against your meter
- New plans in the catalog
- Price changes on the plans above
- Your latest meter reads
Last checked this morning · 134 plans for your area
Now check your house.
The savings check is free. Bring your ZIP code and a year of usage; we’ll price the plans we verify in your area on it, cancellation fee included.
Free savings check. Your plan + a year of Watch: $39 plus tax.
Data from Power to ChooseSmart Meter Texas Oncor, CenterPoint, AEP Texas, TNMP, LP&L
Independent. Not an electricity provider.